eportfolio

  **Price ** ||  **Day Change ** ||  **Bid ** ||  **Ask ** ||  **Open ** || <span style="color: white; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> **<span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">High **<span style="color: white; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> || <span style="color: white; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> **<span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">Low **<span style="color: white; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> || <span style="color: white; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> **<span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">Volume **<span style="color: white; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> || <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;"> <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;"> <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;"> <span style="font-family: Symbol; font-size: 10pt; mso-ansi-language: EN; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-fareast-language: EN-GB; msoansilanguage: EN; msobidifontfamily: Symbol; msobidifontsize: 12.0pt; msofareastfontfamily: Symbol; msofareastlanguage: EN-GB; msolist: Ignore;">· **<span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-ansi-language: EN; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">Retail Banking **<span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-ansi-language: EN; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> <span style="font-family: Symbol; font-size: 10pt; mso-ansi-language: EN; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-fareast-language: EN-GB; msoansilanguage: EN; msobidifontfamily: Symbol; msobidifontsize: 12.0pt; msofareastfontfamily: Symbol; msofareastlanguage: EN-GB; msolist: Ignore;">· **<span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-ansi-language: EN; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">Asset Management and Insurance **<span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-ansi-language: EN; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> <span style="font-family: Symbol; font-size: 10pt; mso-ansi-language: EN; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-fareast-language: EN-GB; msoansilanguage: EN; msobidifontfamily: Symbol; msobidifontsize: 12.0pt; msofareastfontfamily: Symbol; msofareastlanguage: EN-GB; msolist: Ignore;">· **<span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-ansi-language: EN; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">Global Wholesale Banking **<span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-ansi-language: EN; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;"> <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;">
 * Santander **
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;">Created by Banco Santander in 1999 as a merge between two companies Banco Santander (founded in 1857) and Banco Central Hispano (founded in 1919 - is a world leading branch who have a chain in a number of banks most of their banks are world wide recognised and used by billions of customers their three chains are Abbey national, Alliance and Leicester and Bradford and Bingley however these are just not simple cash in cash out banks they cover a large percent of the mortgage systems, Insurance and protection, investments, savings and business banking. **
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;">Santander is a Public Limited company this is evident as it sells shares in the stock market to the public this is shown in their shares below [1] **
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">Industry Information: **<span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> ||
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">BANKING - ****<span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">Foreign Money Centre Banks more like this ** || ||
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">BANKING - ****<span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">Foreign Money Centre Banks more like this ** || ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 9.72 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> -0.73 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 8.82 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 10.64 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 10.55 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 10.55 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 9.47 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 67364 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> Market Cap (mil) ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> Shares Outstanding (mil) ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> Beta ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> EPS ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> DPS ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> P/E ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> Yield ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 52-Wks-Range ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 453.3 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 46.6 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 0.64 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 0.23 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 0.36 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 0.0 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 0.0 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 14.50 - 5.18 ** || ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 0.0 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 0.0 ** ||
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"> 14.50 - 5.18 ** || ||
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;">This mean that Santander have limited liability and will lose no money if the business eventually fails a great advantage of being a PLC is that because investors can sell the shares freely more people invest in the business it can also sell more shares to raise money for development or expansion, however a big disadvantage of being in a public limited company is that you have to share all your financial details with the public this also risks scrutiny as the media could Also exploit these details. **
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;">Santander has a quote “**<span style="font-family: 'Arial Black','sans-serif'; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi;">Customers are at the heart of everything we do **.”[2] This was taken from the Santander website **
 * __<span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;">http://www.santander.com/csgs/Satellite?accesibilidad=3&canal=CAccionistas&cid=1148925257170&empr=SANCorporativo&idAsset=564100172537944&leng=en_GB&pagename=SANCorporativo/Page/SC_ContenedorGeneral __**
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;">I added this webpage because it shows their objectives and how they function as a business and it shows great respective in how important the customer is to the running of the business, Santander truly has established itself as a force to be reckoned within a worldwide scale, in 2007 it recognised in it’s 150th anniversary as the worlds 12th largest bank, 7th in terms of profit and the largest retail network in the western world, with it’s 10,854 branches. **
 * <span style="font-family: 'Arial Black','sans-serif';">Stake holders in Santander here are two of their stake holder numbers from their 2002 annual reports **
 * //<span style="color: black; font-family: 'Arial Black','sans-serif'; mso-bidi-font-family: Arial;">Customers //****//<span style="color: black; font-family: 'Arial Black','sans-serif'; mso-ansi-language: ES; mso-bidi-font-family: Arial;">: //****<span style="color: black; font-family: 'Arial Black','sans-serif'; mso-ansi-language: ES; mso-bidi-font-family: Arial;">35,000,000 **<span style="color: black; font-family: 'Arial Black','sans-serif'; mso-ansi-language: ES; mso-bidi-font-family: Arial;">
 * //<span style="color: black; font-family: 'Arial Black','sans-serif'; mso-bidi-font-family: Arial;">Employees //****<span style="color: black; font-family: 'Arial Black','sans-serif'; mso-ansi-language: ES; mso-bidi-font-family: Arial;">: 104,178 **<span style="color: black; font-family: 'Arial Black','sans-serif'; mso-ansi-language: ES; mso-bidi-font-family: Arial;">
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; mso-ansi-language: ES; mso-bidi-font-family: Arial;">35,887 in Spain. **
 * <span style="color: black; font-family: 'Arial Black','sans-serif'; mso-ansi-language: ES; mso-bidi-font-family: Arial;">68,291 Abroad. **
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;">In December 2008 Santander reached new heights with their management levels and broke personal records (this source also contains views towards the consumers and their approach to their management, it also shows how they hope to reach and achieve even greater goals) **
 * <span style="color: #666666; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">“Santander Asset Management is the asset management division of Grupo Santander, the 9th largest financial services group in the world by market capitalization and fifth by profit. We believe in an active approach to investment management and our aim is to deliver outstanding performance to our clients at all times. **
 * <span style="color: #666666; font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">We offer a wide range of investment products, from unit trusts to multi-manager funds and discretionary portfolios. In order to meet the growing needs of our clients in today’s challenging markets, we are constantly seeking ways to further enhance our product range. We have more than €128bn assets under management.”[2] **
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%; mso-ansi-language: EN;">In February 1920, Emilio Botín y López was appointed as the Banco de Santander’s first full-time chairman then in 1960 Emilio Botín Sanz de Sautuola y García de los Ríos joined the bank’s board then in 1967 he was appointed managing director then in the next 10 years in 1977 he was appointed CEO ( ****<span style="color: black; font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%; mso-bidi-font-family: Arial;">chief executive officer: the corporate executive responsible for the operations of the firm) some addition information about, ****<span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%; mso-ansi-language: EN;">then current chairman(1986, Emilio Botín Sanz de Sautuola y García de los Ríos is that he Vice-chairman and CEO, was chosen to cover the vacancy opened up by his father’s retirement after 36 years at the helm of the bank. His first two years as chairman were spent laying the foundations for the challenge of the bank’s modernization and expansion. **
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;">Santander also has a massive amount of shareholders spanning from the United Kingdom, Austria, Belgium, Bosnia, Herzegovina, Czech Republic, Denmark, Finland, France, Germany, Hungary, Italy, Luxemburg, Netherlands, Norway, Poland, Portugal, Russia, Slovak Republic, Spain, Sweden, Switzerland, Venezuela, Argentina, Brazil, Chile, Colombia, Mexico, Peru, Puerto Rico, Uruguay, China, Attijariwafa, and the USA. **
 * <span style="font-family: 'Arial Black','sans-serif';">They are reaching a secondary level/by type program they run **<span style="color: #666666; font-family: 'Arial Black','sans-serif'; mso-ansi-language: EN;"> **<span style="font-family: 'Arial Black','sans-serif'; mso-ansi-language: EN;">which covers three areas and their total activity is equal to that of the three geographic areas: **
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; mso-ansi-language: EN; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">The Group continues to maintain the area of Financial Management and Equity Stakes. **
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;">Santander has created Santander universities as part of an expansion program, another one of their changes is changing all the branches to one big company all under the name of Santander rather than abbey national, alliance and Leicester and Bradford and bingley. **
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;"> [1] [] **
 * <span style="font-family: 'Arial Black','sans-serif'; font-size: 12pt; line-height: 115%;">[2]__ http://www.santanderam.co.uk/csgs/Satellite?c=Page&canal=CASSETMNG&cid=1195845284936&empr=WCSANAssetManagement&leng=en_GB&pagename=WCSANAssetManagement/Page/WCCASSETMNG_Page_InformacionSinLateral_Tipo1 __ **